We offer a variety of government loans that give you what you need- like more value, more convenience, and the right loan for you and your family.
VA
- 0% down payment
- 30 Year Fixed Rates
- 100% financing on purchases and 90% LTV on cash-out refinances
- No PMI
FHA
- Purchase or Refinance
- 3.50% down payment and it can be gifted
- Lower credit scores and higher LTV’s
- Fixed Rate Loans
FHA 203K Rehab
- Purchase or Refinance
- 3.50% down payment and it can be gifted
- Lower credit scores and higher LTV’s
- Fixed Rate Loans
USDA
- 100% financing
- Income requirements
- Low PMI
- Suburban areas
Relationships Built to Last
For more information about accounts and services, visit a credit union branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495