| GENERAL | |
| Money Order | $5.00 |
| Treasurers Check | $5.00 |
| Copy of 1099 & 1098 | $5.00 |
| Faxes/Copies Local | $1.00 |
| Faxes/Copies Non-Local | $2.00 |
| Statement Print Service Charge (per Copy) | $5.00 |
| Return Mail Fee (per statement) | $ 5.00 |
| Escheatment Fee | $50.00 |
| Tax Levy Fee (per levy) | $40.00 |
| Lost Passbook Fee | $20.00 |
| IRA Funds Transfer | $50.00 |
| Foreign Check Fee (Payable in U.S. $) | $50.00 |
| Foreign Check Fee (Payable in Non-U.S. $) | $30.00 |
| Research Fee (per hour) | $ 30.00 |
| Inactivity Fee – monthly charge after 365 days of account inactivity | $5.00 |
| Notary Public Services for Non-Members | $1.50 |
| Backup Withholding Fee | $10.00 |
| OUTGOING WIRE TRANSFER | |
| Wire Transfer Fee (domestic) | $30.00 |
| Wire Transfer Fee (foreign) | $50.00 |
| INCOMING WIRE TRANSFER | |
| Wire Transfer Fee (domestic) | $10.00 |
| Wire Transfer Fee (foreign) | $15.00 |
| MONEY MARKET ACCOUNTS | |
| Money Market Passbook/Statement Savings - Savings monthly service charge if minimum daily balance of $1000 is not met | $5.00 |
| Premium Money Market Statement Savings - Savings monthly service charge if minimum daily balance of $1000 is not met | $5.00 |
| Reg. D - Excess Debit Fee | $10.00 |
| When the number of transactions allowed by Federal Regulations exceeds certain limits in a monthly cycle you will be charged a fee (in excess of 6 per month). | |
| OVERDRAFT, CHECKS & CHECKING ACCOUNTS | |
| Insufficient Funds Charge | $33.00 |
| Insufficient Funds ACH Debit (per item presented) | $33.00 |
| Insufficient Funds Debit Card Purchase (per item presented) | $33.00 |
| 18-65 Insufficient Funds Charge | $5.00 |
| Uncollected Funds Charge (per item presented) | $33.00 |
| Returned Check Charge | $8.00 |
| Stop Payment (ACH/ Check/ Bill Pay) | $30.00 |
| Check Photo Copy | $5.00 |
| Savings Overdraft Protection Fee (per transfer) | $ 7.00 |
| Perks Checking (Monthly service charge if paper statements are required). | $5.00 |
| ATM and MASTERCARD CHECK CARDS | |
| ATM/Debit Card Replacement Fee | $20.00 |
| Currency Conversion Fee** | |
| Cross Border Transaction Fee** | |
| EARLY CLOSING PENALTIES | |
| Club Account Early Withdrawal Fee for each withdrawal before end of club year | $10.00 |
| Early Account Closeout Fee for accounts closed before180 days | $25.00 |
| Term Share Account Closeout Fee | |
| * maturity date of one year or less | will impose 90 days of interest |
| * maturity date of more than one year | will impose 180 days of interest |
| SAFE DEPOSIT BOXES | |
| Safe Deposit Box Rentals are available in Granby, Wilbraham and at the Main Office. Sizes will vary by branch, please call for availability. | |
| Safe Deposit Box Late Payment Fee (Payments more than 30 days late) | $10.00 |
| Lost Safe Deposit Key Replacement | $25.00 |
| Safe Deposit Box Drilling Fee | $150.00 |
| Safe Deposit Size | Yearly Fee |
| * 2x5 | $40.00 |
| * 3x5 | $45.00 |
| * 5x5 | $55.00 |
| * 3x10 | $65.00 |
| * 5x10 | $75.00 |
| * 7x10 | $110.00 |
| * 10x10 | $135.00 |
*Monthly service charges do not apply to our Cost Less NOW Account product.
**You can use your Bank ATM card or Debit MasterCard® in a currency other than US Dollars. MasterCard International Incorporated will convert the charge into a US Dollar amount. MasterCard International transaction fees are itemized into two categories and disclosed separately from the actual transaction. A currency conversion fee of 0.2% is charged for any foreign transaction that is conducted in foreign currency. This fee does not apply if the transaction is in US currency. An additional international fee of is charged for cardholder transactions occurring outside the United States, regardless of any currency conversion.