Personal Loan Rates

TermInterest RateAPRMonthly Payment per $1,000
Personal Loan 48 Months12.000%12.000%$26.33
*Annual Percentage Rate (APR), effective January 6, 2025. Your actual rate may be higher based on your individual credit score. Minimum loan amount is $1,500 and maximum loan amount is $10,000. Payment example shown above is based on longest term available. Satisfactory proof of income is required. Applicants must meet all credit union underwriting guidelines.

All loan applications are subject to credit union underwriting guidelines. Consult a tax advisor concerning deductibility of interest. You must become a member of the Polish National Credit Union if you are granted a loan and must remain a member for the life of the loan. Membership is attained by opening deposit account and is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact any branch for more information.
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For more information about accounts and services, visit a credit union branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495.

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