Vehicle

Vehicle Loans

In the market for a new or used vehicle? PNCU is here to lend a helping hand, so you can drive away one happy individual.

Apply Online

Our online application is easy

Vehicle Rates

Check out our current rates

Skip A Pay

Give your wallet a break

New or Used Vehicles

  • Competitive rates on new and used vehicles.
  • Financing of up to 100% of the MSRP for new vehicles.
  • Financing of up to 95% of the lesser of the purchase price or the NADA retail value for used vehicles.
  • Maximum $100,000 loan amount.
  • Guaranteed Asset Protection (GAP) insurance for peace of mind and protection.
  • Terms to fit your budget – up to 7 years for new vehicles.
  • Free pre-approvals.

Relationships Built to Last

For more information about accounts and services, visit a credit union branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495.

To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut. Subject to credit approval. Other restrictions may apply. Applicants subject to complete underwriting based on program guidelines, not all applicants will qualify.
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